Business Loans for Retail Shops & Online eCommerce Stores
Get £3k to £300k in 24 hours*
- Pay back through future card sales
- Unsecured – there’s no worry
- Same day business funding
Quick Decision with No Obligation
Get £3k to £300k in 24 hours*
Quick Decision with No Obligation
Operating a successful retail business - whether you’ve got a shop or an online eCommerce store, can be financially draining. With so many moving parts, it’s hard to keep your plates spinning. A business loan could be the retail funding solution you need.
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
The advance is unsecured, so your business assets are safe.
A quick decision and process mean you can access your money in just 24 hours* after approval.
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
Did you know the total value of UK retail sales in 2022 was a staggering £441 billion? The industry continued to grow, with online purchases making up over a quarter (27%) of retail sales.
It’s not surprising that online eCommerce retail sales continue to grow - it’s accessible for many. It is a different story altogether for high street stores, which battled a tough year in 2019. High street retailers are continuing to face challenges to move their operations online. We can support you while you’re making this shift.
We’re all buying more - but that doesn’t mean that you won’t still experience cash flow problems or issues keeping up with stock demand in your retail business. Your commerce business must operate and function effectively, that you can take calculated risks - from buying new stock to experimenting with new marketing strategies. Without available capital, you run the risk of falling behind.
Although the UK retail sector is growing each year, it is a fiercely competitive and saturated market to flourish in. That’s why we’ve helped many small retail businesses grow with a merchant cash advance. Sometimes known as a business cash advance, this funding option is a fast solution for UK retail businesses.
This flexible alternative finance differs wildly from traditional business loans. Instead of fixed monthly repayments, you make repayments as a percentage of card sales each month until the loan is fully repaid.
We work with both national and independent retailers - from the established high street shops to online startup stores, including eCommerce seller platforms such as eBay, Amazon, Etsy and Shopify. We're confident we can help you secure that much-needed cash injection for your business - quickly and hassle-free.
Apply NowQuick Decision with No Obligation
A retail business loan is a form of finance that is aimed towards small high street shops and online eCommerce stores in the retail industry. They are business loans that can be used by retail businesses to help with cash flow and to purchase stock, equipment and other retail supplies.
A merchant cash advance is a type of retail business loan that works alongside your customer debit and credit card sales. This means that whenever a customer purchases something from your high street or eCommerce store, a percentage of that sale will be used to repay the loan automatically.
If you’re worried about managing repayments, an advance might be the perfect solution for you. With no fixed monthly repayments to worry about, this alternative finance product removes that stress from your shoulders. You’ll only ever have to pay back what you can afford as the repayments coincide with your cash flow!
Gone are the days when you worry about a slow month for your retail business - your repayments will fluctuate with your cash flow. That’s why a business cash advance is great for seasonal companies - you might have a January sales rush, summer rush and a Christmas rush - but what about the other times of the year?
Any retail business that takes card payments from customers either face to face or online, we can help! We work alongside all kinds of retailers and provide business loans from e-commerce startups (over 3 months trading) to established retail businesses in the majority of sectors, including:
As we’ve stated previously, we don’t just work with national retailers - we help secure finance for small fashion boutiques and independent retailers throughout the UK.
The list goes on, still not sure if we can help you? Contact us today.
Yes, all retail and eCommerce startup businesses that have been trading for at least 3 months are welcome to apply for business finance.
We understand that being a retailer can be busy and stressful, and you have limited time to spare. You could secure funding in as little as 24 hours* - how? There’s no lengthy paperwork, or business plan to submit - this means the process is fast and stress-free!
We can solve your emergency cash-flow issue - helping you get back on track within hours - not weeks.
If you’ve had credit applications refused previously - don’t worry. A merchant cash advance is accessible and affordable. Bad credit can pose too much of a risk for some banks and lenders - but not here.
If you have a poor credit rating, you can still apply.
Applying for retail finance is a quick and straightforward process - all you need to do is complete our online application form. After we’ve collected a few basic details - we’ll do the rest! We’ll send you your free, no-obligation quote.
Absolutely! If you use PayPal to accept card payments from customers through your own eCommerce website or if you use platforms like eBay, Etsy or Shopify, we can help you raise the funding you need.
Yes, we can help any Amazon Seller with a small retail business loan. As an online Amazon Central retailer, you will have faced many cash flow challenges. An Amazon seller loan that's based on your card sales can help fund your stock levels and keep the goods flowing to your customers.
Unfortunately, we can't help pop-up shops at this time. Due to the short-term nature of pop-up shops (lasting anywhere from a single day to a few months) and unpredictable card sales, a merchant cash advance is not a suitable financing option.
Quick Decision with No Obligation
"We have helped many retailers across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
The merchant cash advance can be with you in as little as 24 hours* after approval.
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
