Business Loans for Opticians & Optometrist Practices
Get £3k to £300k in 24 hours*
- Payback through future card sales
- Unsecured – there’s no worry
- Same day business funding
Quick Decision with No Obligation
Get £3k to £300k in 24 hours*
Quick Decision with No Obligation
If you run an opticians practice and are looking for a simple, fast, and flexible business loan that adapts to your cashflow, look no further! Whether you need the funds to invest in new equipment, renovate your practice, or just support day-to-day cashflow, we have the finance solution to help your opticians business grow.
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
The advance is unsecured, so your business assets are safe.
A quick decision and process mean you can access your money in just 24 hours* after approval.
The cost of finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
As an optician, you help people see clearly every day, but when it comes to your business’s future, even the sharpest vision can blur without the right financial support.
According to the The Association for Eye Care Providers, there are over 16,000 optometrists and more than 7,000 dispensing opticians across the UK. With competition growing on every high street, standing out requires investment in technology, training, and the overall customer experience.
The demand for high-quality eye care continues to rise, with patients expecting modern equipment, stylish eyewear options, and accessible digital services. However, managing these upgrades while maintaining steady cash flow can be challenging, especially when large upfront costs or seasonal dips in sales occur.
That’s where we come in. Our merchant cash advance offers a flexible alternative to traditional optician business loans. Instead of fixed monthly repayments, you simply repay a small percentage of your future card sales. This makes it perfectly suited for optician practices where most customers pay by card. When business is quieter, you pay less; when things pick up, you repay faster.
Use the funding to upgrade diagnostic equipment, refurbish your premises, expand into new locations, or boost your online presence - the choice is yours. And because the funding is unsecured, you won’t need to put up your assets as collateral.
Applying takes just a few minutes online. If you’re ready to bring your growth plans into focus, then look no further (pun intended!). Apply today and see how we can help your optician business thrive.
Apply NowQuick Decision with No Obligation
You can access funding from £3,000 up to £300,000, depending on your practice’s card sales. This flexible approach ensures the loan works alongside your business’s income, so you’re borrowing an amount that matches your sales. For example, if your practice takes £25,000 per month in card payments, you could be eligible for up to that amount.
A merchant cash advance works differently from a traditional business loan with fixed monthly repayments. Repayments are flexible and linked to your card transactions. Each time a customer pays by debit or credit card, a small percentage of the sale is automatically used to repay the advance.
For example, if a client pays £100 for glasses and you’ve agreed to repay 10% of each card sale, £10 goes to the lender and you keep the remaining £90. This continues with every card payment until the advance is fully repaid, meaning your repayments naturally adjust with your business.
Even if your practice has a poor credit history, you can still access funding. A merchant cash advance is designed to be flexible and accessible, so bad credit won’t automatically prevent you from getting the finance your opticians business needs.
No. Unlike traditional bank loans, a merchant cash advance for your opticians practice does not require a business plan. The application is quick and simple, helping you access funding faster and with less paperwork.
The application is quick and straightforward, taking just a few minutes to complete. Once you provide all the information and you are approved, funding can be in your account in as little as 24 hours*, although 2–3 days is more typical. This makes it a fast and flexible alternative to traditional bank loans.
Yes! A merchant cash advance can help you buy the optometry equipment your practice needs, whether it’s new or second-hand. This includes ophthalmology tools such as retinal imaging and digital retinal cameras, diagnostic imaging equipment, ophthalmic cameras, ultrasound machines, refractor keratometers, and other essential technology.
Most optician practices can qualify for a business cash advance, and eligibility is usually less strict compared to other traditional forms of commercial finance. You may be eligible if you:
To find out if your business qualifies, apply now.
Quick Decision with No Obligation
"We have helped many opticians across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
The merchant cash advance can be with you in as little as 24 hours* after approval.
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
