Business Loans for Convenience Stores & Off Licences
Get £3k to £300k in 24 hours*
- Pay back through future card sales
- Unsecured – there’s no worry
- Same day business funding
Quick Decision with No Obligation
Get £3k to £300k in 24 hours*
Quick Decision with No Obligation
If you run a convenience store or newsagents and need money for growth, then a business cash advance could be the solution you're looking for. Unlike traditional business loans for convenience shops, advances are very flexible, quick and easy to apply for and can seamlessly integrate into your existing PDQ supplier.
Unlock funding from £3,000 up to £300,000 against your customer card sales.
Automatically repay a small percentage when customers purchase by card – There are no fixed payments.
The advance is unsecured, so your business assets are safe.
A quick decision and process mean you can access your money in just 24 hours* after approval.
The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.
Apply at any time - We can process your application 24 hours a day.
Quick Decision with No Obligation
The classic British corner shop, newsagent and off-licence is one of the most important businesses on the high street. A convenience store offers local residents pretty much everything they need close to home without visiting the supermarket.
When coronavirus (COVID-19) crises hit the UK in 2020, many 'non-essential' businesses were forced to close under strict lockdown rules. Convenience stores were able to stay open and trade as they were classed as an 'essential' business.
In these recent times, high street convenience stores have been more critical than ever before for communities to access essential items in times of need. Corner-shop owners have been the high street heroes across the UK, and we've been honoured to help support them financially through some incredibly tough times.
With the marketing around the likes of The Great British High Street and Small Business Saturday, we are starting to see a shift in shoppers returning to the high street in support of small, local, independent businesses.
There has been a tangible shift with smaller towns that are working closely with their local community and county council, helping with initiatives to regain footfall in the community.
The small corner shop business is back, at the very heart of the community and the heart of these initiatives. We have helped hundreds of convenience stores find the funding they needed to grow and survive some tough economic times.
Where the banks said no, we said yes. Where other financial companies wanted more commercial security for finance, our product required none. The merchant cash advance product has been a fantastic product as a corner shop business loan.
Complete our simple online form for a no obligation FREE quote, and a member of our team will contact you back to discuss how we can help your business.
Quick Decision with No Obligation
It's convenient, fast and much quicker to obtain than traditional bank loan. It takes less than 24 hours* to get approved, and only a few days to get funded. The application is simple, with no long-winded paperwork or lengthy underwriting processes.
Our business loans for convenience stores are unsecured, which means you don't have to secure your commercial premises or business assets against it. However, as with most unsecured business funding, you may have to provide a personal guarantee.
It simply works by releasing your future credit and debit card transactions into cash. For example, if you average around £6000 a month on credit and debit card sales, you could get an advance of up to £6000 or more.
Before the lender releases the cash, they will agree on a small percentage of your future card income to repay the advance. Repayments are flexible and made only when you sell to your customers through your card machine. So, there are no fixed monthly payments terms to worry about.
No. Repayments are only made through customer card transactions. Your cash sales are safe and are not taken into account when repaying back the advance.
Poor credit history? Don't worry. We can still help, just mention it to our team from the beginning, and we can still help.
Yes, if your business is already trading and looking to expand, you could raise funds to purchase a convenience store. However, if your business is not trading, you won't get a loan to buy a store.
Quick Decision with No Obligation
"We have helped many shopkeepers across the UK receive funding to grow"
£20+ Million
Total Funded to Businesses
90%
Application Approval Rate
The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.
Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.
The merchant cash advance can be with you in as little as 24 hours* after approval.
You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.
Quick Decision with No Obligation
