Business Loans for Barber Shops

Get £3k to £300k in 24 hours*

  • Pay back through future card sales
  • Unsecured – there’s no worry
  • Same day business funding
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Quick Decision with No Obligation

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Supporting British Businesses

Flexible, small business finance for barbers

Whether you need to purchase new equipment, hairstyle products, or refurbish your existing premises, a barber shop business loan is a fast and flexible way to help support your business growth and achieve your goals.

Works with your existing PDQ card machine

Works with your card sales

Unlock funding from £3,000 up to £300,000 against your customer card sales.

Flexible repayments - repay when you sell

Flexible repayments

Automatically repay a small percentage when customers purchase by card – There are no fixed payments.

Unsecured finance - No asset security required

No asset security required

The advance is unsecured, so your business assets are safe.

Keep 100% of cash transactions

Fast funding

A quick decision and process mean you can access your money in just 24 hours* after approval.

No hidden costs

No hidden costs

The cost of the finance is made clear to you upfront. There are no hidden costs, confusing APR’s or other nasty charges.

Apply online 24 hours a day 7 days a week

Apply online 24/7

Apply at any time - We can process your application 24 hours a day.

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Quick Decision with No Obligation

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Barber shop funding made easy

There are 48,425 hair and beauty businesses in the UK, including Gentlemen's barbering, shaving and beard trimming. Small barber shops are popping up every day, so it's essential to invest in your business to stay a cut above your competitors.

A barber shop business cash advance is a new, unsecured and faster way to fund your business needs. It's not like a traditional business bank loan where you pay fixed monthly amounts set over a fixed term. It works by repaying the amount you borrowed on your future card sales. If you have a good month, you pay back faster. If you have a slower month, you pay back less.

You can borrow from £3000 up to £300k, and it's up to you what you spend it on. It's an unsecured finance product and has no APR – there's no fixed term as it works alongside your business.

We know that you are busy running your barber shop business, so we've created a simple, clear and straightforward process. Applying is easy. Simply apply online, and one of our financial experts will be able to assist you and answer any questions you may have.

Apply Now

Quick Decision with No Obligation

Business Loans for Barber Shops - Barber cutting clients hair

Barber shop loans for any purpose, such as:

  • Purchase professional barber supplies including clippers, trimmers and shavers
  • Invest in new barber chairs and furniture
  • Stock up on popular men's hair care, shaving and grooming products
  • Help to keep your cash flow in check
  • Emergency repair and maintenance
  • Refurbishing the interior and exterior of your barbers
  • Expand your team by hiring new barbers and stylists
  • Marketing and advertising
  • Create a website with online booking and a store to sell your hair care products

Typically, you can borrow up to the amount of your average monthly card sales. For example, if your barber shop business card sale turnover is £5,000 a month, you can borrow up to £5,000. Depending on your circumstances, you may be able to borrow more.

Absolutely! If you are a sole trader or limited company, there are many ways for barbers to raise business finance. If you regularly take card payments from customers, one of the quickest ways to finance your barber shop business is with a merchant cash advance. Get a quote to find out how much you could borrow!

Yes, barber shop equipment financing is one of the main reasons businesses use this type of business loan. You can use it to fund the purchase of any hair, shaving and beard trimming equipment, including barber chairs, clippers and more!

Repayments are made automatically every time you make a card sale. You only pay back a small percentage of the value of your future credit and debit card transactions. Typically, this is around 10%, but it can be less or more depending on your circumstances and what you're comfortable with.

For example, if a customer pays £12.50 using their credit card for a haircut, £11.25 goes straight to your bank, and £1.25 (10%) will go towards repaying the advance.

Remember, all of your cash sales are not affected, meaning that you keep 100% of cash income.

Your barber shop will qualify if your business:

  • Is based in the UK
  • Has been trading for over 3 months
  • Accepts card payments through a PDQ card machine
  • Turnover at least £3000 per month on card

Don't worry if you're a start-up and have been trading for less than three months – we may still be able to help you.

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Quick Decision with No Obligation

Funding Britains Small Businessses

"We have helped many small independent barber shops across the UK receive funding to grow"


£20+ Million
Total Funded to Businesses



90%
Application Approval Rate


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It's as easy as 1-2-3!

The process is fast, simple and straightforward. It's hassle-free, meaning there's no complicated paperwork to complete so you can focus on growing your business.

Step 1 - Apply online in minutes

1

Apply online in minutes

Apply online for a cash advance from £3,000 up to £300,000 for any business purpose.

Step 2 - Get funded in 24 hours

2

Get funded in 24 hours*

The merchant cash advance can be with you in as little as 24 hours* after approval.

Step 3 - Pay back only when you sell to your customers

3

Repay only when you sell

You simply pay back a small percentage of your future card sales as they happen. You only repay when you sell.

Apply Now

Quick Decision with No Obligation

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